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Financial aspects of swimming pool ownership

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Financial aspects of swimming pool ownership

In addition to deciding how you will use your pool, you need to consider the financial aspects of owning a property value, the expenses of maintaining your swimming pool, and the legal responsibilities you’ll incur as your new swimming pool attracts friends, neighborhood kids, and even the friendly Labrador from next door.

Its effect on your property value

When you add a swimming pool to your property, the value of the property increases, though not necessarily value for value. Generally, as the home and land appreciates through the years, so does the swimming pool.

The size, shape, and design of your pool can affect the ease with which you can sell your home. If the swimming pool is esthetically pleasing and not highly specialized, you’ll have a saleable home and swimming pool combination.

Pool expenses

If you elect to borrow money to build your swimming pool, the interest on the loan can rival the cost of the pool, especially in times of unusually high interest rates.

Insurance

The need for insurance protection begins when the first employee of the pool builder sets foot on your property. Though the contractor and his subcontractors should carry liability and property damage insurance, you’ll want to check that with the contractor, also contact your insurance agent before work begins to be sure you have adequate protection.

Owning a swimming pool can actually lower your fire insurance cost. If you live in an area where there is no municipal water supply, your swimming pool will be a valuable source of water for fighting a fire.

Utility cost

You will require water to fill your swimming pool, fuel to heat it – if needed – and electricity to operate the filtration system. You’ll have to pay for water to fill your pool, expect a dramatic one-time increase in your water bill.

Gas, oil, or electricity to heat your swimming pool, even in Thailand a swimming pool can be pretty cool, your pool will be the second biggest utility expense, just a bit cheaper then using the air conditioner. Rates of these fuels vary widely, depending on the type of fuel; your geographic location and climate, as well as the size, use, and water temperature on minimizing heating costs, see “The Solar-heated Pool,” and “Energy-saving suggestions.”

The pump in the filtration system requires electricity, but the expense of running the pump will be significantly less than your heating cost. The swimming pool’ s size and water temperature, the area’s climate and electric rates, and the length of time the filtration system must be operated will determine the cost.

To estimate your total utility costs, check with utility companies, pool builders, and pool-owning neighbors (if any).